Avalon Building Systems Blog

Financing and Insuring for Modular Homes vs Stick Built Homes

We want you to know that we’ve inquired of multiple banks and insurance companies about the differences in financing and insuring modular home construction.  Their response is universally consistent…..There is no difference in terms of both availability and cost.

Financiers and insurers are well aware that modular home construction strength and building standards exceed that of traditional “stick built” homes.  In fact, some insurers predict that the cost of insuring modular construction will become more affordable in time as actuaries continue to compile statistical evidence of the modular home’s structural superiority.  This is yet another reason the new home construction pendulum continues to swing in favor of modular home construction.

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